Compare India's best loans, cards, and insurance — in 60 seconds.
BankTalky ranks personal loans, credit cards, health/car/term insurance, and savings accounts on real interest rates, fees, claim ratios, and feature value — never on payout. Apply directly via partner; we never see your KYC.
All comparisons
Curated, ranked, regularly updated. May 2026.
Best Personal Loans
From 10.5% p.a. — HDFC, Bajaj, IDFC FIRST, AU Bank, Tata Capital
Best Credit Cards
Cashback, travel, lifetime free — HDFC, ICICI, SBI, Axis, Amex
Best Health Insurance
₹10L cover from ₹660/mo — Niva Bupa, HDFC Ergo, Star, Care
Best Car Insurance
Acko, HDFC ERGO, Tata AIG, ICICI Lombard, Bajaj, Go Digit
Best Term Insurance
₹1 Cr cover from ₹1,050/mo — HDFC Life, ICICI Pru, Max Life, LIC
Best Savings Accounts
Up to 7.5% interest — IDFC FIRST, AU SFB, Jupiter, NiyoX, Kotak
Home Loan EMI Calculator
Compute EMI, total interest, amortisation — free, no signup
EPF / PF Calculator
Project your retirement corpus with year-wise EPF growth at 8.25% p.a.
Find My Card
Personalised credit card ranking based on YOUR monthly spending
India Labour Laws
Plain-English primer — gratuity, EPF, ESI, maternity, bonus, leaves
Govt PF Policy
EPFO rules — interest, tax, UAN, withdrawal, EPS pension, VPF, EDLI
Startup India Schemes
DPIIT, 80-IAC tax holiday, angel tax exemption, SISFS seed fund
Govt Loan Schemes
MUDRA, CGTMSE, PMEGP, Stand-Up India, KCC, PM Vishwakarma, PMAY
How BankTalky stays honest
Most comparison sites push the highest-paying product. We don't. Here's the difference.
Rates first, payouts last
Rankings come from interest rate, fees, and feature value. Affiliate payout never affects which product appears at the top.
Direct application
Apply via the partner's own portal. We never collect your PAN, Aadhaar, or salary slips. No spam calls from third-party agents.
Updated monthly
Interest rates, premiums, and features are reviewed every month. Outdated entries get a stale-data warning.
How we're paid: When you apply through partner links, BankTalky may earn a referral fee. This never costs you anything extra. Rankings are based on independent rate, fee, and feature analysis — never on commission. Read our disclosure and terms.