Every Tax Tool a Salaried Indian Needs
10 free tools that work together — calculate your tax, plan deductions, restructure salary, and avoid penalties. Updated for Budget 2025 changes (₹12L zero-tax, ₹75k standard deduction).
Compare old vs new regime FY 2025-26. Slab-wise tax + Section 87A rebate. Most-used tool.
Allocate ₹1.5L across PPF/ELSS/EPF/LIC + ₹50k 80CCD(1B) NPS + ₹25–75k 80D health insurance.
Restructure CTC to add tax-free meal coupons, LTA, phone, NPS — save ₹20k–₹80k/yr. Includes HR email draft.
Calculate Your Tax
How much tax you owe — income tax, TDS, advance tax
Compare old vs new regime FY 2025-26. Slab-wise tax + Section 87A rebate. Most-used tool.
TDS on salary, FD interest, rent, professional fees, commission. Sections 192/194A/194J/194I/194IB/194H.
Quarterly installment schedule (15 Jun / Sep / Dec / Mar). Avoid 234B/234C interest penalties.
CTC to in-hand after EPF, ESI, professional tax, income tax. Both regimes side-by-side.
Save Tax (Deductions)
80C, 80D, HRA — legal ways to reduce taxable income
Optimize Your Salary
Restructure CTC, claim gratuity, reduce tax burden
Plan Career & Retirement
Job switches, EPF projection — long-term tax planning
Quick Tax Reference — FY 2025-26
- • Standard deduction: ₹75,000
- • Zero tax up to ₹12L taxable income (Sec 87A)
- • Slabs: 0% / 5% / 10% / 15% / 20% / 25% / 30%
- • NO HRA, NO 80C, NO 80D deductions
- • Only employer NPS 80CCD(2) allowed
- • + 4% Health & Education Cess
- • Standard deduction: ₹50,000
- • Zero tax up to ₹5L taxable income (Sec 87A)
- • Slabs: 0% / 5% / 20% / 30%
- • 80C: ₹1.5L | 80D: ₹25–75k | 80CCD(1B): ₹50k
- • HRA, LTA, home loan interest all available
- • Worth switching if deductions exceed ₹3.5–4L
Tax & Money Guides
Disclaimer: These tools provide estimates based on standard Indian tax rules for FY 2025-26 (AY 2026-27). Surcharge above ₹50L income, capital gains, business income, and NRI taxation are not fully modelled. For specific tax filing, consult a Chartered Accountant. Tax laws change with annual budgets — verify current rates before acting.